Corn, such a basic commodity that we probably don't think 2x about. Listening to NPR this morning, I learned that they are thinking about using corn for fuel but other nations (where there is a food shortage) are not to happy about this idea. This got me to thinking:
1. Consider how blessed we are that we have food to eat plenty. Food is readily available, and we are not straving or deprived any way. No, we don't like the rising prices, but at least we can still feed our families and none of us know what its like to starve, I mean truly to starve. Yeah, we may say "I'm starving" but if we really knew the feeling, it wouldn't be a laughing matter
2. I have said it before, and I will say it again...the gap between the rich and poor is widening. No longer will we have the middle class as we know (or knew) it.
Bottom Line: We really need to get our stuff right, or we will get left behind! Simple as that.
But it wouldn't be me, if I didn't already have some solutions. Indulge me while I share some ways that I have personally used to "get it right, so I don't get left". LOL. (Note: I am an economist by training, so I think in terms of efficiency, resources, value and all that fun stuff).
1. Pay off consumer debt! Credit cards have to go! Stop using them and pay them off. They never work in your favor. Only use them strategically, just be sure you can pay them off in full every month! Go with cards with benefits! This will work in your favor. Credit cards are not good or bad, it is what we do with them that determines the output. Which leads me to point #2...
2. Live below your means! I know you heard this a thousand times, but hear it a thousand and one times! We tend to overextend ourselves in an effort to get more and have more. Don't try to keep up with the Joneses'! They have enough debt and expenses. Don't pay more for name brands when you can get the same quality with the store brand. Don't let the kids talk you into purchasing the latest and greatest. As single moms, sometimes we may think that due to our situation (dad not there 100% of the time) that we owe our kids something. This is not true! And buying little Sam and Kelly everything will not replace an absent parent. If you find yourself in this situation, spend time with your children and don't rush out to buy the next in thing. Besides, ever bought a child something and all they wind up doing is playing with the box and wrapping it came in?!
3. Make a Top 3 List: Do you know what is like to have so many things to do and then at the end of the day, realize you only have accomplished one (or none). How frustrating is that! I learned from Simone Kelly-Brown, founder of Give N Take Network and Gots To Have It Marketing, to create a A, B, C list. It's basically your top 3 list of things to get done. Focus on knocking those top 3 out each day and you will notice an immediate difference. Often time we miss our goals because we fail to plan. A top 3 list will allow you to execute your big picture plan in small morsels.
I think I have said enough, for now...don't forget to sign up to get automatic updates of new posts sent directly to your email (I'm making life easier for you)!
TO YOUR SUCCESS,
Tammy Freeman, Single Mompreneur Expert
"The Budget Branding Diva"
www.synergigroup.com
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Tuesday, June 3, 2008
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2 comments:
Great Tips Tammy. I admire you!
Thanks for the plug Tammy! Blog looks great :)
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